Tuesday, April 15, 2008
Any teenage drivers in the house?
Connecticut’s Department of Motor Vehicles, in conjunction with the Connecticut Teen Safe Driving Partnership, has encouraged the use of the "Parent-Teen Driving Contract." This contract can be used by New York state parents and teenagers as well. Parents should read the contract, discuss it with the teenage driver in their family, come to an agreement, and use it to help promote safe driving practices.
WHAT COLOR CAR ARE YOU DRIVING???
Here is a very interesting article from AOL money and finance:
Do people with red cars really get more
speeding tickets than those with blue cars?
Do car insurance companies use the color
of your car to determine your rates? Do certain
colors increase your chance of an accident?
What does the color of your car SAY
about your personality?
How Fast IS That Red Car?
According to the Web site
Colormatters.com, there may be some
truth in the urban legends surrounding car
color and speeding tickets at least anecdotally.
Visitors to that site say that when they drive
red cars they seem to get more speeding
tickets. Although there seems to be no official
statistics kept for such things, and the
police aren’t talking about it, the stories reinforce
the urban legend that many have
heard.
In general, driving the speed limit is usually
a good idea no matter what color car you
drive. If you keep your red car at or near the
limit, the chances you will get a ticket are
much smaller. In fact, they are probably exactly
the same as the guy next to you driving
the speed limit in his purple car.
Color and Personality
In Great Britain there was actually some research
done that suggested that the colour
(they really like that spelling for some reason)
of your car says something about your
personality type. And accordingly, based on
your personality type, your likeliness to be
involved in an accident (in the United Kingdom
at least). That research showed that
black cars are twice as likely to be involved
in crashes as creamcolor
cars. Whether
this is true in the United States is unclear.
Here is what it said about certain car colors
(listed in order of most dangerous to least)*
Black cars denote an aggressive personality
or someone who’s an outsider or rebel.
Silver cars indicate someone who’s cool,
calm and slightly aloof.
Green cars can often be chosen by people
with hysterical tendencies.
Yellow cars signify someone who is idealistic
and novelty loving.
Blue cars are chosen by the more introspective,
reflective and cautious driver.
Gray cars represent those who are calm,
sober and dedicated to their work.
Red cars denote those who are full of zest,
energy and drive and who think, move and
talk quickly.
Pink cars are chosen by gentle, loving and
affectionate drivers.
White cars represent statusseeking
extrovert
drivers.
Cream cars are the least likely to be involved
in accidents and denote selfcontained
and controlled owners.
The Color of Money
What about the car insurance rates question?
Does your car insurance company use
color to determine your premium? The answer
is no.
Some people have suggested that insurers
use the Vehicle Identification Number
(VIN) to determine the car color and use
that information, in part, to set the rate for
each car. But the fact is that car color is not
one of the details encoded into a VIN. So
technically, unless they ASK you the color
of your car when you buy your car insurance
policy, they really have no idea what
color it is. What color it is, and thus has no
affect on your rate.
Additionally, according to an article in the
Chicago SunTimes
in 2005, despite the
mistaken belief by 25 percent of drivers
that color affects your car insurance rates,
it really has no effect on your insurance at
all. Factors like year, make, model, body
type (of the car, not YOU) and engine size
are taken into consideration along with the
driver’s personal information.
So, if you want that little red sports car, go
right ahead and get it. Does it mean you are
full of zest, energy and drive and think,
move and talk quickly? Only you can answer
that.
The fact is, if you keep the speed of that little
red number somewhere around the
posted limit, stop at red lights, yield to oncoming
traffic, and make your cell phone
calls when you are stopped, you will probably
do a lot more for your car insurance
rates than any color ever could.
Do people with red cars really get more
speeding tickets than those with blue cars?
Do car insurance companies use the color
of your car to determine your rates? Do certain
colors increase your chance of an accident?
What does the color of your car SAY
about your personality?
How Fast IS That Red Car?
According to the Web site
Colormatters.com, there may be some
truth in the urban legends surrounding car
color and speeding tickets at least anecdotally.
Visitors to that site say that when they drive
red cars they seem to get more speeding
tickets. Although there seems to be no official
statistics kept for such things, and the
police aren’t talking about it, the stories reinforce
the urban legend that many have
heard.
In general, driving the speed limit is usually
a good idea no matter what color car you
drive. If you keep your red car at or near the
limit, the chances you will get a ticket are
much smaller. In fact, they are probably exactly
the same as the guy next to you driving
the speed limit in his purple car.
Color and Personality
In Great Britain there was actually some research
done that suggested that the colour
(they really like that spelling for some reason)
of your car says something about your
personality type. And accordingly, based on
your personality type, your likeliness to be
involved in an accident (in the United Kingdom
at least). That research showed that
black cars are twice as likely to be involved
in crashes as creamcolor
cars. Whether
this is true in the United States is unclear.
Here is what it said about certain car colors
(listed in order of most dangerous to least)*
Black cars denote an aggressive personality
or someone who’s an outsider or rebel.
Silver cars indicate someone who’s cool,
calm and slightly aloof.
Green cars can often be chosen by people
with hysterical tendencies.
Yellow cars signify someone who is idealistic
and novelty loving.
Blue cars are chosen by the more introspective,
reflective and cautious driver.
Gray cars represent those who are calm,
sober and dedicated to their work.
Red cars denote those who are full of zest,
energy and drive and who think, move and
talk quickly.
Pink cars are chosen by gentle, loving and
affectionate drivers.
White cars represent statusseeking
extrovert
drivers.
Cream cars are the least likely to be involved
in accidents and denote selfcontained
and controlled owners.
The Color of Money
What about the car insurance rates question?
Does your car insurance company use
color to determine your premium? The answer
is no.
Some people have suggested that insurers
use the Vehicle Identification Number
(VIN) to determine the car color and use
that information, in part, to set the rate for
each car. But the fact is that car color is not
one of the details encoded into a VIN. So
technically, unless they ASK you the color
of your car when you buy your car insurance
policy, they really have no idea what
color it is. What color it is, and thus has no
affect on your rate.
Additionally, according to an article in the
Chicago SunTimes
in 2005, despite the
mistaken belief by 25 percent of drivers
that color affects your car insurance rates,
it really has no effect on your insurance at
all. Factors like year, make, model, body
type (of the car, not YOU) and engine size
are taken into consideration along with the
driver’s personal information.
So, if you want that little red sports car, go
right ahead and get it. Does it mean you are
full of zest, energy and drive and think,
move and talk quickly? Only you can answer
that.
The fact is, if you keep the speed of that little
red number somewhere around the
posted limit, stop at red lights, yield to oncoming
traffic, and make your cell phone
calls when you are stopped, you will probably
do a lot more for your car insurance
rates than any color ever could.
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