More than half of homeowners say they know very little about their home insurance policies and coverages, according to a survey.Some 54 percent of all homeowners surveyed admitted to knowing "not much at all" about their homeowners policies. One of the most poorly understood aspects of homeowners insurance is actual coverage. Homeowners insurance policies can vary in types of coverage but a standard home insurance policy typically covers dwelling, contents, other structures, medical payments, liability, and loss of use. Some of the most dangerous aspects homeowners often ignore on their policies are replacement value, deductibles and covered losses. These are the exact reason that homeowners NEED to contact an experienced independent insurance agency like THE MISNER AGENCY. We take the time to explain the coverages that we are quoting and make time to answer the insureds questions. We also represent various insurance companies which allows us to go beyond the basics and offer some extended coverages to meet individual homeowners needs.
